Workers Comp Insurance

Workers Comp InsuranceIf you own a business, you need Workers Compensation insurance. The Workers Compensation law is complex and these laws and policies are subject to amendment at any time.

Workers Comp insurance is liability insurance where the employer assumes complete liability for all worker injuries. Because workers comp laws vary from state to state, you need the business expertise of Kittelson Insurance Agency to help you with your workers comp insurance. Kittelson Insurance is licensed in Wisconsin and will work with your business to improve your workers compensation mod (also called the experience rating factor, ex-mod, or x-mod), which will save you money for years to come.

Workers Comp is based on a no-fault system. That means that an injured employee does not need to prove that the injury or illness was someone else’s fault in order to receive workers compensation benefits for an on-the-job injury or illness.

Injured workers are entitled to specific benefits as structured by workers compensation insurance. They include:
  • Medical care
  • Temporary disability benefits
  • Permanent disability benefits
  • Vocational rehabilitation services
  • Supplemental job displacement
  • Death benefits.
Whether your business is a sole-proprietorship, a partnership, or a corporation, it is to your benefit to develop a working relationship with Kittelson Insurance Agency because we are a reliable, competent agency that can explain coverage eligibility issues and present options based on the organization model of your business. We can also explain the benefits of employers liability coverage as part of your Workers Compensation program.
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 About Kittelson Insurance

Kittelson Insurance Agency is a full-service insurance agency selling Auto, Home, Life, Health, Business, or Farm Insurance. Located in Osseo Wisconsin, Kittelson Insurance serves the communities of Osseo, Fairchild, Eleva, Strum, Augusta, and other communities throughout Wisconsin.
Contact Kittelson Insurance Agency at 1-715-597-3192 or toll-free at 1-800-944-3191 for all your personal and commercial business needs.