Umbrella Insurance

Umbrella insurance is just that—insurance for a rainy day. Umbrella insurance is designed to give you added liability protection above and beyond the limits of your homeowner, auto, and watercraft insurance policies. Your umbrella insurance helps protect you against the storms of life. And just like you prepare ahead for inclement weather (umbrella, rain coat, boots), you need to prepare yourself for any unexpected adverse situation by purchasing umbrella insurance.

Here is a short list of “what if’s” to think about—reasons you may want to buy umbrella insurance.

• What if you’re in an auto accident and you’re sued beyond the limits of your auto insurance?
• What if it was your teenager who caused the car accident?
• What if your dog bites someone?
• What if your neighbor slips and falls on your front porch and sues you for medical payments that are beyond the liability limit of your homeowner insurance?
• What if there’s a terrible rain storm and a tree on your property falls and crashes down on your neighbor’s car or home? (Thought that was covered by your homeowner policy? Not so.)

We at Kittelson Insurance Agency can help you prepare for that unexpected rainy day. After all, we’ve been assisting our friends in Osseo and other communities throughout Wisconsin since 1969.

Remember— Preparation is the key to success. Umbrella insurance is the key to protection.